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How Insurance Policies Are Elevating Liberia!

We have now been in business for just over a year and because of the people who trusted us with their insurance we have been able to donate over $5,000 to organizations that are helping the orphans and the poor in Liberia. Above is a picture of Uniting Distant Stars,...

Changes to Medicare in Minnesota

  If you are 65 or older you likely received a letter stating that if you have a medicare cost plan you have to move it for this coming year to a medicare advantage plan or a combination of Medicare part A, B, and or D. The Medicare Advantage plans and Supplement...

Covering the Gap for Half the Price!

GAP coverage is something most people get through the dealership but what people don’t realize is that they can get it for half the price through their auto insurance carrier! GAP coverage covers the gap that might occur if you total your vehicle and the insurance...

Hired and Non Owned Coverage Explained

Many business owners either have this coverage and are not sure what it covers or do not have a business auto policy and believe they don’t need it. This is a very important coverage that ALL businesses should have on their business policy whether they have business...

The Power of Kid’s Life Insurance

Many people do not have a clear understanding of all the benefits of a kid’s whole life insurance policy. Most of the time the thought is “nothing will happen to my child anytime soon so why would I purchase this?” This would be a good thought if you were only...

Term life insurance vs Whole Life Insurance

I have heard many different views on whole life vs term life insurance. I believe there is value in both policies as they do different things. Term is great for covering a debt like a mortgage or student loan because it only covers a certain amount of time, typically...

4 Keys to Insuring Rental Properties

When it comes to insuring rental properties many people are not sure what exactly they are insuring and how it differs from a regular homeowners policy. There a few things to look for when evaluating a policy. Dwelling Coverage: This part of the policy is the same as...