(952) 222-3486 chris@therockinsure.com

How Much Liability Coverage is Enough?

I find many people are not sure how much liability coverage they should have or worse yet even how it works. The standard has been $100,000 per person, capped at $300,000 per accident which covers that amount for medical bills if you hit someone and it is your fault....

Full Coverage or Liability Only?

In writing and servicing auto insurance I often get the question, “Should I have full coverage or just liability coverage on my  vehicle?” The answer of course is not always so cut and dry, it depends on a number of factors. The first one being the value of your...

Workers Comp for Business Start Ups

Starting a business can be very daunting in getting all the state requirements done for filing, compliance, and the many other things that are involved. One of the things that typically get addressed last is workers comp. Business owners often come to me days before...

The Benefits of an Independent Insurance Agency

More and more people are really understanding the value of what an independent insurance agency can bring. The first benefit that most people encounter right away is the price. Being independent gives you access to many different carriers to get the best rate, rather...

Liability Insurance for Landlords and Investors

  The liability portion of the landlord insurance policy is something that many landlords overlook or take for granted. A couple reasons for this, one is it is not a frequent claim, it rarely if ever happens. The other reason is that most landlords think 1 million...

4 Keys to Landlord Insurance

  Landlord insurance can be a bit confusing if you are new to it and even more confusing if you have turned it into an investment and now have several properties to insure. Here are some key points to be aware of as you are obtaining coverage for your properties....

Update on Orphanage Work in Liberia

Below is a video of an update on the great work in building an orphanage that has been done through our agency partnering with Vision for the Hopeless International over the past year. We are so excited and proud of what has been accomplished! Can’t wait to see...

How Insurance Policies Are Elevating Liberia!

We have now been in business for just over a year and because of the people who trusted us with their insurance we have been able to donate over $5,000 to organizations that are helping the orphans and the poor in Liberia. Above is a picture of Uniting Distant Stars,...

Changes to Medicare in Minnesota

  If you are 65 or older you likely received a letter stating that if you have a medicare cost plan you have to move it for this coming year to a medicare advantage plan or a combination of Medicare part A, B, and or D. The Medicare Advantage plans and Supplement...